Why Options Matter
It’s time to expect more – and get more – from your accounts. FedChoice delivers free Checking Accounts where you can earn cash back or rewards on your debit card purchases.
Are you looking for a better account that never has a monthly fee? Or, do you want to manage your money from wherever you are? Maybe, you just need a debit card to make easy, secure purchases. No matter what you’re looking for, FedChoice has a checking account option that fits your needs. Plus you can now earn cash back or rewards on your debit card purchases!*
All FedChoice checking accounts include these great features:
- Manage Your Account On-The-Go – deposit checks with our Mobile App, pay bills online, and more**
- Nationwide Convenience – access to over 60,000 surcharge-free ATMs and 5,600 Shared Branches
- Federally insured by NCUA – accounts insured to at least $250,000.
Simply choose what works best for you!
High Yield Checking
A higher dividend rate on balances up to $10,000 when you meet the account activity requirements.***
Cash Back Checking
You could earn Cash Back into your account each month based on your spending!****
Solid icon with money
Debit Account
You can earn Cash Back even when you don't qualify for our traditional checking accounts!**
Learn more about Courtesy Pay Protection.
Check Reordering
If you're placing a check reorder, get started now.
Want to see what options you have for check styles?
If you're ordering checks for the first time (you've never ordered checks before for this account), please contact us and we'll order the checks for you.
What are you waiting for?
Login to eBanking to open a checking account today! Or, contact our Member Care Center at 301.699.6151 • 800.969.6151 and start shopping with ease!
Checking Questions
*Maximum award of .50% cash back up to $25.00 per monthly qualification cycle for Cash Back Checking and the FedChoice Debit Account. The minimum balance required to open either account is zero ($0.00). Enrollment to receive eStatements is a requirement to earn cash back. Refer to the Membership and Account Agreement document posted on our website for details regarding applicable account activity requirements.
** The FedChoice Debit Account has some restrictions regarding deposits and online services. Refer to the Membership and Account Agreement document posted on our website for details regarding applicable account activity requirements.
*** APY=Annual Percentage Yield. Members may receive up to 3.00% APY on account balances up to $10,000. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open this account is zero ($0.00). Fees could reduce earnings. Enrollment to receive eStatements is required to earn the higher dividend rate. Refer to the Membership and Account Agreement document posted on our website for details regarding applicable account activity requirements.
**** With Cash Back Checking, the maximum award of .50% cash back (up to $25.00 per monthly qualification cycle) may be earned. The minimum balance required for all checking and debit card accounts is zero ($0.00). Fees could reduce earnings. Enrollment to receive eStatements is required. Refer to the FedChoice Membership and Account Agreement posted on our website for details regarding applicable activity requirements.