Options And Affordability Meet In The Fast Lane
Whether you're buying a new car, a used car, or just refinancing your existing auto loan - an Auto Loan from FedChoice can put more money in your pocket. Terms are flexible, and rates are low!
Choosing FedChoice is a smart move. Here's why:
- Competitive Rates – Our rates are consistently among the lowest in the area.
- FedChoice Car Buying Service – Shop for your dream car. View thousands of new and pre-owned vehicles from wherever you are and have your financing pre-approved before you even set foot into a dealership.
- Buying power with a pre-approved auto loan.
- Each year you can skip one car loan payment, if your loan is up to date!
- Financing up to 125% of MSRP for new or NADA Clean Retail for used vehicles – Including tax, title and warranty products.*
Other great benefits include:
GAP
Guaranteed Asset Protection covers the difference between the actual cash value of your car (up to 150% of its value) any our outstanding loan balance at the time of loss as a result of theft or an auto accident.
Mechanical Breakdown Protection
Mechanical Breakdown Protection can save you thousands of dollars in repairs - and hundreds in initial warranty costs.
TruStage™ Auto Insurance
You could save hundreds on your auto insurance through the TruStage™ Auto Insurance Program.
Debt Protection
With this coverage, your loan payments will still be made even if life events unexpectedly reduce your income (e.g., disability, unemployment, etc.).
| Loan Amount | Term | APR* as low as** | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| New Vehicles | ||||||||||||
| $5,000 min | up to 60 mos. | 5.50% | ||||||||||
| $15,000 min | 61 to 72 mos.~ | 5.75% | ||||||||||
| $15,000 min | 73 to 84 mos. | 6.75% | ||||||||||
| Used/Refinanced Vehicles | ||||||||||||
| $5,000 min | up to 60 mos. | 6.00% | ||||||||||
| $15,000 min | 61 to 72 mos.~ | 6.25% | ||||||||||
| Late Model Used/Refinanced+ | ||||||||||||
| $3,000 min | up to 36 mos. | 8.00% | ||||||||||
If you don’t see what you need, please contact us to discuss how we can help you.
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*Other conditions may apply.
±APR = Annual Percentage Rate. Your APR is a fixed rate based on your credit score and the term of the loan. Rate reduction on vehicle loan may not be combined with other offers.
^Normal underwriting requirements apply.