FedChoice will be open on Friday, July 3rd, 2026 and then closed on Saturday, July 4th in observance of Independence Day. We encourage members to check their accounts via eBanking. Click here for Fee-Free ATMs

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Routing #: 254074785About Contact Forms

Instant Access Line-of-Credit And Overdraft Protection

Have an ongoing expense, like education, or just want the peace of mind knowing you have extra funds already available? With the FedChoice Instant Access Line-Of-Credit or Overdraft Protection, you’ll have up to $20,000 to spend should you need it! Funds from your line-of-credit transfer easily and cover your checking accounts, too. No more insufficient funds fees! Features include:

  • Variable Interest Rate
  • Credit Limit from $300 to $20,000

Already a member? Simply login to eBanking to submit your application.

Not a member? Apply now and submit your membership application at the same time.

Instant Line-of-Credit (variable)†