All FedChoice Financial Service Centers will open on Monday, February 23rd, 2026 at 10:30am due to the wintry weather.
Need assistance? You can reach us via secure message in eBanking or by contacting our Member Care Center during regular business hours.

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Instant Access Line-of-Credit And Overdraft Protection

Have an ongoing expense, like education, or just want the peace of mind knowing you have extra funds already available? With the FedChoice Instant Access Line-Of-Credit or Overdraft Protection, you’ll have up to $20,000 to spend should you need it! Funds from your line-of-credit transfer easily and cover your checking accounts, too. No more insufficient funds fees! Features include:

  • Variable Interest Rate
  • Credit Limit from $300 to $20,000

Already a member? Simply login to eBanking to submit your application.

Not a member? Apply now and submit your membership application at the same time.

Instant Line-of-Credit (variable)†