A card for every lifestyle. Because you need options.
| Visa Signature Cash Back Credit Card |
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Cash Back In Your Pocket
Cash Back While You Spend
Earn Your Way
Card Security
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| Visa Platninum with Rewards |
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Cash Back In Your Pocket
Rewards Your Way
Save Money Your Way
Card Security
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| FedStart Card |
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Cash Back In Your Pocket
Stability Your Way
Save Money Your Way
Card Security
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| Share Secured VISA |
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Strengthen Your Credit While You Shop
Shopping Your Way
Build Your Credit Without Fees
Card Security
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+Member must be employed by a federal agency. Verification of employment will be required, there is a required amount of disposable income. Additional underwriting requirements may apply.
^Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. Additional information is also available at https://visa.com/security.
| Term | Signature Visa® Cash Back Credit Card | Visa® PLATINUM with Rewards | Visa® FedStart Card | Visa® Share Secured |
|---|---|---|---|---|
| Special Features | Earn 2.00% Cash Back for every $1 you spend!~~ | Earn 1 point for every $1 you spend~ | Low Fixed Rate | Secured by you! |
| APR* For Purchases | Variable Rate As low as 13.25%** | Variable Rate As low as 10.25%†† | Regular Fixed Rate 10.00%--18.00% APR Based on evaluation of applicant's credit at time of application. |
Variable Rate† currently at 13.75% |
| Method Of Computing the Balance For Purchases | Average Daily Balance | Average Daily Balance | Average Daily Balance | Average Daily Balance |
| APR* For Cash Advances | Variable Rate†† | Variable Rate†† | Regular Fixed Rate | Variable Rate† |
| Transaction Fee For Purchases | None | None | None | None |
| Credit Limit | $5,000 to $35,000 | $500 to $50,000 | $500 | $300 to $5,000 |
| Grace Period For Repayment Of the Balance For Purchases | You have 27 days to repay your balance before being charged a finance charge. | You have 27 days to repay your balance before being charged a finance charge. | You have 27 days to repay your balance before being charged a finance charge. | You have 27 days to repay your balance before being charged a finance charge. |
| Annual Fee | None | None | None | None |
* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. FedChoice Federal Credit Union’s normal underwriting requirements apply. | ||||
Debt Protection
You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment. Skip the worry – add this coverage to your FedChoice Visa® credit card today!
Report lost or stolen Visa® cards anytime: 800.325.3678.
For questions about ScoreCard® Rewards: 800.854.0790
If you would like a copy of your credit card account agreement under an open-end (not home-secured) consumer credit plan, please call 800.969.6151.
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.