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Refinance And Save

Need to refinance your painfully high interest rates? Use your car title to a low interest loan.

To take advantage of this program, the following criteria must be met:

  • Model Year 2016 – 2025 Vehicles Qualify

  • $5,000 Minimum Loan Amount

  • 125% NADA+ Clean Retail Value (Maximum Loan Amount)

  • Clear Title and Proof of Current Registration and Insurance Must Be Provided for the Qualifying Vehicle

Submit your application online today - simply login to eBanking at the top of the page to get started!

Add Debt Protection

Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Vehicle Loan today! Click here for all of the details. 

+ NADA = National Automobile Dealers Association. If including warranty products, financing allowed up to 125% of NADA Clean Retail. Other conditions may apply.

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. FedChoice Federal Credit Union’s normal underwriting requirements apply.