FedChoice will be closing early on Tuesday, December 24th, 2024 at 1:00 PM EST and closed all day on Wednesday, December 25th, 2024 in observance of Christmas Eve & Christmas Day. 
We encourage members to check their accounts via eBanking. Click here for
Toll-Free ATMs

Go to main content FedChoice Federal Credit Union
Routing #: 254074785About Contact Forms

Why Options Matter

It’s time to expect more – and get more – from your accounts. FedChoice delivers free Checking Accounts where you can earn cash back or rewards on your debit card purchases.

Are you looking for a better account that never has a monthly fee? Or, do you want to manage your money from wherever you are? Maybe, you just need a debit card to make easy, secure purchases. No matter what you’re looking for, FedChoice has a checking account option that fits your needs. Plus you can now earn cash back or rewards on your debit card purchases!*

All FedChoice checking accounts include these great features:

  • Manage Your Account On-The-Go – deposit checks with our Mobile App, pay bills online, and more**
  • Nationwide Convenience – access to over 60,000 surcharge-free ATMs and 5,600 Shared Branches
  • Federally insured by NCUA – accounts insured up to $500,000.~

Simply choose what works best for you!

What are you waiting for?

Login to eBanking to open a checking account today! Or, contact our Member Care Center at 301.699.6151 • 800.969.6151 and start shopping with ease!

Login to eBanking

*Maximum award of .50% cash back up to $25.00 per monthly qualification cycle for Cash Back Checking and the FedChoice Debit Account. The minimum balance required to open either account is zero ($0.00). Enrollment to receive eStatements is a requirement to earn cash back. Refer to the Membership and Account Agreement document posted on our website for details regarding applicable account activity requirements.

** The FedChoice Debit Account has some restrictions regarding deposits and online services. Refer to the Membership and Account Agreement document posted on our website for details regarding applicable account activity requirements.

~Deposits are insured up to $500,000. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Association (NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.