Savings

Mini-Jumbo IRAs

You can invest in a high-yielding Mini-Jumbo IRA certificate here at FedChoice. With a minimum opening deposit of $50,000 required, you can choose from either an 18-month or 60-month term.

FedChoice IRAs are insured up to $500,000!^*

Plus, these new Mini-Jumbo IRA Certificates are available as Traditional, Roth and SEP IRAs.

Increase your IRA earnings when you take advantage of our highly competitive rates. And you’ll have the peace of mind in knowing that these certificates are insured up to $500,000.

Moreover, for members who have a Mini-Jumbo IRA certificate and are age 59 ½, they can have their dividends transferred directly to the share account of their choice.

We've made it easier to invest in a FedChoice IRA certificate. The minimum opening deposit now required for all non-Jumbo IRA certificates is only $500, making it a very affordable investment for more FedChoice members.

For more information, we encourage you to check out our IRA Online Service Center.

Note: Rates quoted as Annual Percentage Yield (APY). Posted rates remain in effect until revised. All rates subject to change without notice. Minimum to open an IRA Certificate Account is $500. Early withdrawal and fees can reduce earnings. Premature distributions may result in IRS penalties.

*Your savings are federally insured to $250,000 by NCUA – National Credit Union Administration, a U.S. Government agency. An additional $250,000 of insurance is provided by Excess Share Insurance Corporation.