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The Visa Debit Card from FedChoice Federal Credit Union may be used to make purchases directly from your account or withdraw cash from an ATM location near you.


FedChoice Debit Card

Your Debit Card unlocks a world of new ways to interact with and manage your money. Use your Debit Card to complete transactions and control where and when your funds are withdrawn or added to your account.

Benefits

  • Use your Debit Card for subscriptions/bills/covering your share of expenses (i.e. Netflix, smartphone bills, “Buy Now, Pay Later” installment charges, CashApp, PayPal, etc.).
  • Enroll your Debit Card in Apple Pay®, Google Pay™ or Samsung Pay® to make quick and secure payments online or in store using your smartphone.
  • Control how and when your cards are used with Card Controls. You can turn your cards on or off, receive alerts when transactions take place, and set personal spending limits to stay within your budget.
  • With our contactless debit card, “tap to pay” wherever you see the Contactless Symbol at checkout. Tapping to pay is secure because each transaction generates a specific one-time code that is extremely effective in reducing fraud.

Contactless Payment

With your Debit Card, every transaction is covered by Visa's Zero Liability Policy*, which protects you from unauthorized charges. You can use your debit card with confidence no matter where you tap, dip, swipe, or enter your debit card information. Any funds taken from your account due to fraudulent use will be returned to you.

With Visa’s Zero Liability Policy, your Debit Card is continually monitored for suspicious activity. For online or phone purchases, you may also set-up a 3-digit security code to further protect your account from fraudulent activity.

*Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a temporary basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transactions at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. Additional information is also available at https://visa.com/security.