You've got questions? We've got answers...
- About FedChoice Credit Union
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- Checking Questions
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FedChoice consistently offers competitive rates on both deposits and loans, regardless of credit score. We encourage members with excellent credit to explore our current offerings, as we often have products and services that can complement their existing financial strategies. We value all of our members and strive to provide exceptional value to everyone.
FedChoice has no plans to introduce new fees related to recent executive orders or changes in presidential rules. You can continue to use your debit and credit cards as you normally do without incurring additional fees.
While the potential closure of the IRS would undoubtedly create significant challenges for many of our members, FedChoice will remain operational. We are committed to supporting our members through any economic disruption. Although we originated as an IRS-focused credit union, we've expanded to serve the entire federal community and their families. Our membership is open to everyone, and we will continue to provide essential financial services regardless of the IRS's status.
Your savings are safe! Credit unions, including FedChoice, are insured by the National Credit Union Administration (NCUA), not the FDIC, which insures banks. Today we do not anticipate any changes to either of these insurances. We also provide an additional $250,000 in coverage through Excess Share Insurance, giving you a total of $500,000 in protection. We have robust measures in place to safeguard your deposits.